BAKGRUNN (fra kommisjonsforordningen)

(1) The European Insurance and Occupational Pensions Authority (EIOPA) is required to regularly review the base amounts for professional indemnity insurance and financial capacity of insurance, reinsurance and ancillary insurance intermediaries to take into account the changes to the European index of consumer prices as published by Eurostat. From 1 January 2018 to 31 December 2022, the European index of consumer prices produced for the Union by Eurostat has increased by 20,32 %. It is therefore necessary to adapt the base amounts in euro for professional indemnity insurance and financial capacity of insurance, reinsurance and ancillary insurance intermediaries by that percentage increase. 

(2) Directive (EU) 2016/97 should therefore be amended accordingly. 

(3) To enable Member States to adapt the relevant base amounts in their national provisions and to give insurance, reinsurance and ancillary insurance intermediaries enough time to take the necessary implementation measures, the application of this Regulation should be deferred. 

(4) This Regulation is based on the draft regulatory technical standards submitted to the Commission by EIOPA. 

(5) EIOPA has conducted open public consultations on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the advice of the Insurance and Reinsurance Stakeholder Group established by Article 37 of Regulation (EU) No 1094/2010 of the European Parliament and of the Council