BAKGRUNN (fra EBAs pressemelding 11.12.2017)

EBA publishes final draft technical standards on central contact points under PSD2

The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) on Central Contact Points under the revised Payment Services Directive (PSD2). The RTS specify the criteria for determining when the appointment of a central contact point in a host Member State (MS) is appropriate and the functions that these contact points should fulfill. These RTS are in support of the objective of PSD2 of facilitating the supervision by competent authorities (CAs) of the networks of agents used by payment institutions (PIs) and electronic money institutions (EMIs) for providing cross-border payment services under the right of establishment.

These RTS apply where the host MS has decided to make use of the option under PSD2 to require PIs and EMIs operating in its territory through agents under the right of establishment to appoint a central contact point in its territory.

Following the feedback received during the consultation phase, the EBA decided to retain the proposed criteria for determining when the appointment of a central contact point is appropriate. In particular, these criteria relate to the number of agents operating in the host MS under the right of establishment and the value and volume of transactions carried out through agents in the host MS.